If you have an idea, we would love to hear about it.
Funds And Wealth helps you automate loan disbursals and repayment collection. Our solutions fit perfectly in your loan management system. Benefit from advanced APIs and a range of integrations and offer an excellent user experience.
User/Borrower Onboarding - KYCBank account verification
UPI ID verification
Bulk verification via API
Loan DisbursalDirect disbursals from loan management system
Direct disbursals from bank account
Payment Collection & ReconciliationIn-app, website or link-based payments
QR code or agent-based payments
Auto-debit via E-mandate
Collect recurring payments via debit cards and Net Banking using NACH E-mandate
3 Simple Steps - Authentication and future payments
Create a loan type
Add user and share link via email/SMS/WhatsApp/in-app
User clicks on link > selects E Mandate > enters netbanking details /card details & authorizes future payments with a one-time penny transaction.
Accept direct payments via WhatsApp, Google Pay, Paytm using virtual accounts
Use APIs to create virtual UPI IDs and bank accounts
Instant reconciliation and same day settlement
Full visibility of remitter details
Support for custom branded UPI handles
Let users login to your app or website and make payments. Integrate with Agent app to collect payments via agent device.
Wide range of checkout integrations with APIs & SDKs
Fastest settlement cycle
Higher success rate achieved with direct Integrations with MIGS, CyberSource, FSS and dynamic routing
PCI L1 compliant card vault and higher conversion rate with saved card
Next-generation payment gateway features.
QR codes fastest web checkout
and offline collections
Fastest in-app and
mobile checkout via UPI
Collections via WhatsApp, Paytm,
Google Pay reconciled instantly
Instant refunds &
settlements
Remind customers about loan repayment and collect payments faster.
Embed payment links in reminder SMSes, mails, or WhatsApp messages and collect the funds in the same channel as reminders.
[Recovery visits? Use our payment links to receive payments on the go]
Verify bank accounts and UPI IDs while onboarding users or disbursing a loan
Check beneficiary’s bank account number validity and name of the account holder
Verify UPI VPA or ID
Simple API integration: Verify multiple beneficiaries in a single API call
Disburse loans instantly to consumers and businesses. Automate incentive payouts to agents.
Instant: Add beneficiaries instantly and send money 24x7 to any bank account, UPI ID, Paytm wallet and Amazon Pay in real-time.
Easy to integrate: Simple integration with REST APIs (faster and more responsive than the bank’s SOAP APIs) or upload a simple file.
Dashboard & Risk Management: Get real-time updates on payment status.
Advantages
Higher uptime and
success rate
Multi-level
reconciliation
Comprehensive
transaction handling
Handles all
bank relationships